Total Bankruptcy

Pennsylvania Governor Edward G. Rendell signed into law House Bill 180 which establishes the Credit Reporting Agency Law effective January 1, 2007.  The law provides Pennsylvania consumers with a useful tool for protecting their identity and credit reports by providing a procedure for a consumer to place a security freeze on his or her credit report.

Data breaches are occurring more frequently putting everyone at a much greater risk for identity theft.  It doesn't matter if you are financially stable, planning to declare bankruptcy or rebuilding your credit after bankruptcy, you should always be aware of who is accessing your credit report and your personal information.